Structurer, Private Bank Lending

Position Overview

Job Title Structurer, Private Bank Lending

Location London

Corporate Title Vice President

The Structurer works closely with Sales/Coverage, Origination and/or Trading and helps deliver tailored structured products/solutions/platforms to the Bank/clients, in line with the specified needs and in alignment with the strategy of the Private Bank.

You will develop solutions/platforms based on a good understanding of the Bank/Client’s needs (such as risk appetite, time horizon, coupon level and/or frequency; basket composition, tax schemes) and may participate in client meetings along with Sales/Coverage to advise on the key features of the structured product and help close the deal.

You will also have responsibility for monitoring ongoing transactions and be involved in the review/drafting of marketing, deal execution materials and internal desk reports. You will also have responsibility for obtaining all required approvals through the New Product Approval (NPA)/ New Transaction Approval (NTA) process.

Where the role includes management oversight of a team of Structurers/Structuring Analysts, you will provide advice and guidance to the team on daily structuring activities/the more complex transactions/platforms and ensure adherence to all relevant internal policies and external legal/regulatory requirements.

What we’ll offer you

A healthy, engaged and well-supported workforce are better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its centre.

You can expect:

• Hybrid Working - we understand that employee expectations and preferences are changing. We have implemented a model that enables eligible employees to work remotely for a part of their working time and reach a working pattern that works for them
• Competitive salary and non-contributory pension
• 30 days’ holiday plus bank holidays, with the option to purchase additional days
• Life Assurance and Private Healthcare for you and your family
• A range of flexible benefits including Retail Discounts, a Bike4Work scheme and Gym benefits
• The opportunity to support a wide ranging CSR programme + 2 days’ volunteering leave per year

Your key responsibilities

• Overseeing all structuring activities within remit
• Providing advice and guidance to teams on the development of appropriate products/solution/platforms
• Partnering with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the Bank/Clients and may also participate in the negotiation and execution of the mandated transactions with clients
• Ensuring adherence to the NPA/NTA process and participating in discussions with internal partners (such as Risk/ Legal) as appropriate, for the smooth execution of transactions
• Attaining set performance targets, optimum resource utilisation and adherence to relevant internal policies/controls and regulatory requirements
• Managing all aspects of the new product development. Coordinating any stress tests of the relevant portfolios, across Risk and Lending, and also across different regions

Your skills and experience

• Educated to post graduate studies or equivalent qualification/work experience in Finance and/or Accounting
• Relevant work experience in a finance organisation
• Strong analytical skills with experience in analysis of company financials, financial modelling
• Experience in conducting due diligence and in legal document negotiation

How we’ll support you

• Training and development to help you excel in your career
• Flexible working to assist you balance your personal priorities
• A range of flexible benefits that you can tailor to suit your needs
• We value diversity and as an equal opportunities’ employer, we make reasonable adjustments for those with a disability such as the provision of assistive equipment if required (for example, screen readers, assistive hearing devices, adapted keyboards)

About us

Deutsche Bank is the leading German bank with strong European roots and a global network. Click here to see what we do.

Deutsche Bank in the UK is proud to have been named The Times Top 50 Employers for Gender Equality 2025 for six consecutive years. Additionally, we have been awarded a Gold Award from Stonewall and named in their Top 100 Employers 2024 for our work supporting LGBTQ+ inclusion.

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.