Money Laundering Reporting Officer - Jersey

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We support flexible working – click here for more information on flexible working options

Flexible Working Options

Job Description Summary

Job Description

JOB TITLE: Money Laundering Reporting Officer - Jersey

LOCATIONS: Jersey

SALARY: Competitive package available

HOURS: Full-Time

WORKING PATTERN: Currently our work style is hybrid, which involves spending at least two days per week or 40% of your time at our office in 9 Broad Street, Jersey.

The role is based in Jersey, within Lloyds Bank Corporate Markets - Crown Dependencies (non-ring-fenced Bank) – Candidates need to already have the legal right to live and work in Jersey. (Please note that this is different to the right to work in the UK)

About This Opportunity

Are you ready to step into a role where your expertise can truly make an impact? At Lloyds Bank Corporate Markets in the Jersey, we’re on a mission to redefine how we manage financial crime risk across the Crown Dependencies, and we’re looking for a standout Money Laundering Reporting Officer (MLRO) to help lead the way.

This is more than just a compliance role. It’s a chance to be at the forefront of regulatory transformation, working in a high-profile position that directly supports the safety and integrity of our financial services. You’ll be part of a forward-thinking team across the 3 Crown Dependency Islands that values innovation, collaboration and continuous improvement. We’re investing in our people, our processes and our technology to build something exceptional, and we want you to be part of it.

You’ll join a supportive and diverse Risk function where your voice will be heard and your ideas welcomed. In return, we’ll give you the tools, trust and opportunities to grow your career in a role that truly matters.

Key Accountabilities

• Act as the Jersey MLRO, ensuring compliance with all relevant AML/CFT laws and regulations.
• Receive, assess and decide on internal Suspicious Activity Reports (SARs), maintaining accurate records and managing follow-up actions.
• Make external disclosures to the Financial Intelligence Unit (FIU) and liaise with regulators as required.
• Maintain and oversee the SAR register, ensuring timely and appropriate responses to production orders and regulatory requests.
• Collaborate with internal and external auditors and regulatory bodies to ensure robust AML/CFT controls.
• Provide subject matter expertise to support business growth while maintaining a strong financial crime risk framework.

Why Lloyds Banking Group?

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.

What You'll Need

• Proven experience and knowledge in AML/CFT regulations and compliance.
• Knowledge of local laws, regulations, and AML/CFT handbooks for Jersey, Guernsey and Isle of Man.
• Have attained a diploma level qualification in a relevant discipline.
• Proven experience as an MLRO within a Crown Dependency Financial Institution.
• Experience in making external disclosures to Financial Investigations Units (FIUs) and regulators.
• Experience in financial crime investigation and handling production orders.
• Excellent communication and collaboration skills to influence stakeholders at all levels.
• Strong analytical and problem-solving skills with the ability to make sound decisions under pressure.

About Working For Us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Ready to start growing with purpose? Apply today!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.