Your role
What you'll be doing
What We Need
Corpay is currently looking to hire a Junior Underwriter within our Fleetcor Europe division. This position falls under our Corporate Payments line of business, located in Ipswich, UK. In this role, you will play an important role in evaluating creditworthiness, determining risk levels, and making decisions that align with lending policies. In this role, you will be reporting to the Credit Manager.
Corpay is currently looking to hire a Junior Underwriter within our Fleetcor Europe division. This position falls under our Corporate Payments line of business, located in Ipswich, UK. In this role, you will play an important role in evaluating creditworthiness, determining risk levels, and making decisions that align with lending policies. In this role, you will be reporting to the Credit Manager.
How We Work
As a Junior Underwriter, you will be expected to work in a hybrid environment. Corpay will set you up for success by providing:
As a Junior Underwriter, you will be expected to work in a hybrid environment. Corpay will set you up for success by providing:
- Assigned workspace in office and home office setup
- Company-issued equipment
- Formal, hands-on training
Role Responsibilities
Application Assessment & Credit Analysis
Application Assessment & Credit Analysis
- Reviewing and assessing new customer applications using internal credit scoring models and external credit bureau data.
- Analyzing financial statements, credit reports, and other relevant data to determine creditworthiness.
- Ensuring all applications are complete, accurate, and compliant with internal policies and regulatory standards.
- Liaising with internal teams (e.g., Sales, Compliance) to gather additional information when required.
Operational Underwriting
- Making timely and accurate credit decisions within delegated authority levels.
- Escalating complex or high-risk applications to senior underwriters or credit managers.
- Maintaining accurate records of decisions and rationale in underwriting systems.
- Supporting the day-to-day workflow of the underwriting queue, ensuring SLAs are met.
Compliance & Risk Management
- Adhering to internal credit policies, risk appetite, and regulatory requirements.
- Contributing to continuous improvement initiatives within the underwriting process.
- Participating in regular training to stay current with industry best practices and regulatory changes.
Qualifications & Skills
- Experience in credit, lending, or financial services (1+ years preferred).
- Familiarity with credit scoring models and credit bureau data.
- Strong analytical and decision-making skills with high attention to detail.
- Effective communication skills, both written and verbal.
- Ability to work independently and collaboratively in a fast-paced environment.
- Proficiency in Microsoft Office and credit analysis tools or platforms.
Benefits & Perks
- 4 X Life insurance
- Pension scheme 5% employer contribution
- Private Healthcare
- 25 days Holiday (plus Holiday Buy/Sell)
- Access to benefits portal
- Access to LinkedIn learning
Our Company & Purpose
CORPAY is a global leader in business payments, laser focused on developing smarter ways for businesses to pay their expenses. Since 2000, CORPAY has developed innovative digital solutions that help businesses better track, manage, and pay their expenses. Today, CORPAY is an S&P 500 company with hundreds of thousands of customers using our products in over 100 countries. Companies of all sizes, industries and geographies rely on our product portfolio to manage spending more quickly, efficiently and securely than ever before.
We embrace a culture grounded in five key values: integrity, collaboration, innovation, execution and people. These values offer you the opportunity to ‘thrive & grow’ through career development, volunteer, community, and wellness initiatives. This allows you to create a balance between professional goals and personal achievement.
CORPAY is a global leader in business payments, laser focused on developing smarter ways for businesses to pay their expenses. Since 2000, CORPAY has developed innovative digital solutions that help businesses better track, manage, and pay their expenses. Today, CORPAY is an S&P 500 company with hundreds of thousands of customers using our products in over 100 countries. Companies of all sizes, industries and geographies rely on our product portfolio to manage spending more quickly, efficiently and securely than ever before.
We embrace a culture grounded in five key values: integrity, collaboration, innovation, execution and people. These values offer you the opportunity to ‘thrive & grow’ through career development, volunteer, community, and wellness initiatives. This allows you to create a balance between professional goals and personal achievement.
CORPAY is also committed to building and nurturing a culture of diversity, inclusion, equality, and belonging by:
- Welcoming people of different backgrounds, cultures, ethnicities, genders, and sexual orientations.
- Empowering our people to share their experiences and ideas through open forums and individual conversations; and
- Valuing each person’s unique perspectives and individual contributions.
Embracing diversity enables our people to “make the difference” as CORPAY and its more than 8,000 employees continue to shape the future of global payments. Learn more by visiting www.CORPAY.com or following CORPAY on LinkedIn.
Equal Opportunity/Affirmative Action Employer
CORPAY is an Equal Opportunity Employer. CORPAY provides equal employment opportunities to all employees and applicants without regard to race, color, gender (including pregnancy), religion, national origin, ancestry, disability, age, sexual orientation, gender identity or expression, marital status, language, ancestry, genetic information, veteran and/or military status or any other group status protected by federal or local law. If you require reasonable accommodation for the application and/or interview process, please notify a representative of the Human Resources Department.
CORPAY is an Equal Opportunity Employer. CORPAY provides equal employment opportunities to all employees and applicants without regard to race, color, gender (including pregnancy), religion, national origin, ancestry, disability, age, sexual orientation, gender identity or expression, marital status, language, ancestry, genetic information, veteran and/or military status or any other group status protected by federal or local law. If you require reasonable accommodation for the application and/or interview process, please notify a representative of the Human Resources Department.
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About Corpay
Corpay is a global technology organisation that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments.
All offers of employment made by Corpay (and its subsidiary companies) are subject to the successful completion of satisfactory pre-employment vetting by an independent supplier (Experian). This is in accordance with Corpay's Resourcing Policy and include employment referencing, identity, adverse financial, criminal and sanctions list checks. We do this to meet our legal and regulatory requirements.
Corpay is dedicated to encouraging a supportive and inclusive culture among our employees. It is within our best interest to promote diversity and eliminate discrimination in the workplace. We seek to ensure that all employees and job applicants are given equal opportunities.
Notice to Agency and Search Firm Representatives: Corpay will not accept unsolicited CV's from agencies and/or search firms for this job posting. Resumes submitted to any Corpay employee by a third party agency and/or search firm without a valid written & signed search agreement, will become the sole property of Corpay. No fee will be paid if a candidate is hired for this position as a result of an unsolicited agency or search firm referral. Thank you.