About IFX Payments
We're an award-winning global provider of foreign exchange and payment solutions. At IFX, our mission is to become the number one service-led alternative banking partner in EMEA for corporates and Financial Institutions that add value beyond the transaction. We have one guiding principle: to Win. Properly.
What we offer
Everyone at IFX Payments has a meaningful and impactful role to play in helping us achieve that goal. We take pride in the quality of our work but balance that with the speed, intent, tenacity, and focus needed to win. We're a high-performance team who can trust each other as individuals to get the job done so we can be successful together.
Being part of IFX Payments, you'll receive every opportunity to thrive in your role to contribute to that success. We'll invest in you along the way to genuinely help you grow and take your career to new and exciting places. You'll work alongside experienced industry leaders, receive guidance from pioneering performance coaches and have the option to gain qualifications in your field that help you realise your ambitions. In exchange, we don't expect anything extra from you during your time here. We only ask you to do one thing: Make it count.
Benefits
- 25 days of annual leave + bank holidays and your birthday off.
- Pension auto-enrolment with salary sacrifice contributions.
- Healthcare cash plan including support for dental, physio and therapies.
- Discounts on fitness, cinema discounts, shopping, travel, entertainment and more!
- Life Insurance.
- Work Abroad.
- Cycle to work.
- Nursery fees salary exchange.
- Employee Assistant Programme
- Career progression with excellent training and development.
- Company events – Pub nights, sporting events, seasonal parties, socials
Overview of the role
As a Payments Product Lead, you will be responsible for driving the roadmap and delivery of scalable, secure, and compliant payment solutions - across real-time payments, ACH, SEPA, wire transfers, open banking integrations
and stable coins. You will ensure our infrastructure meets the needs of internal teams, regulators, and most importantly, our customers.
This role is ideal for a hands-on leader, with deep subject matter expertise in bank transfer payments, digital ledgers, embedded payments, and bank integrations, who can both define high-impact product strategies and lead a team of Payment Product Owners to execute them.
Responsibilities
- Provide regular reporting to the Product Director as required
- Serve as SME for payment rails (incl. real-time payments, ACH, wire transfers and digital currencies), digital ledgers, and banking and gateway integrations.
- Lead and mentor a team of payment product owners; guide their roadmaps, support execution, and foster their development.
- Own the product strategy for payment solutions, digital ledgers, and embedded payment experiences across multiple markets.
- Craft OKRs that align cross-functional teams and execute the strategy.
- Define key success metrics and actively monitor the performance of our payment solutions
- Understand the marketplace and competitive landscape
to identify opportunities for innovation
- Ensure compliance with the regulatory frameworks and guidelines impacting the product
- Conduct user research and apply market segmentation to pinpoint the unique challenges, features, and value propositions our product addresses for diverse client needs.
Requirements
- Extensive experience in product management with a strong focus on payment systems and financial infrastructure.
- Proven experience building products for bank transfers, digital ledgers, and embedded payments.
- In-depth knowledge of global payment systems, and experience with bank integrations, transaction routing, settlement, digital ledger
and reconciliation processes.
- Leadership experience managing product owners or product managers in a fast-paced fintech or financial services environment.
- Strong familiarity with regulatory compliance in payments (e.g., KYC/AML, PSD2, etc.).
- Excellent communication skills; capable of influencing technical and non-technical stakeholders.
- Comfortable working in agile environments and managing cross-functional teams.
Diversity & Inclusion
We believe that diversity and inclusion are essential to our success. We are committed to fostering a culture where everyone feels valued and respected, regardless of their background, identity or experiences. By embracing diverse perspectives and promoting equity, we aim to create an environment where all employees can perform and reach their full potential.
Additional Information
- We work on a hybrid basis from our office in central London.
- You must be eligible to work in the UK to be considered for this position.
- Full background check will be carried out.
